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Whether you’re looking to secure a RAM 1500 or a Jeep Compass, it’s crucial to understand the various financing options available to you. Planet Chrysler Dodge Jeep Ram FIAT of Flagstaff helps customers near Tuba City, AZ, find the top financing deals tailored to their needs.
Traditional financing requires securing a loan from a bank or credit union. It requires you to make monthly payments over a period, often between 36 and 72 months. The shorter the loan term, the less interest you’ll pay, but your monthly payments will be higher. If you’re considering purchasing a Jeep Compass, this option might allow you to own the vehicle outright after completing the loan term.
Traditional financing is excellent for buyers who plan to keep their vehicle for many years. Be sure to check with our local Jeep dealership near you to see what rates and terms are available for the specific model you’re interested in.
Leasing is another popular option, especially if you enjoy driving the latest vehicles. Instead of buying a vehicle, you essentially “rent” it for a few years, usually 24 to 36 months. However, at the end of the lease term, you’ll need to either return the vehicle or buy it for the residual value.
For drivers interested in a RAM 1500, leasing might provide the flexibility to upgrade to a newer model every few years.
In-house financing options can simplify obtaining a loan, as you can handle everything directly at our dealership. For customers near Tuba City, AZ, this can be a convenient way to finance a RAM Truck or Jeep SUV without the hassle of dealing with external lenders.
In-house financing is often more flexible, especially if your credit score could be better.
Credit Score
Your credit score can influence the loan terms you’ll receive. A higher credit score typically results in lower interest rates. If your credit score is less than ideal, it may be worth taking a few months to improve it before applying for financing. Our Jeep and RAM service center hasspecial programs for customers with varying credit scores.
Down Payment
A larger down payment reduces the amount you need. If you’re considering purchasing a Jeep Compass or RAM 1500, aim for a down payment of at least 20% to secure more favorable financing terms.
Loan Term
The loan term length affects both your payments and the total interest you’ll pay. A shorter term means higher monthly payments but less interest paid over time. If you’re financing a vehicle through our Jeep and RAM Truck dealership, discuss different term lengths with our dealer to find the balance between monthly payments and total cost.
Whether you’re looking for a RAM 1500 or a Jeep Compass, Planet Chrysler Dodge Jeep Ram FIAT of Flagstaff can help you find a financing plan that suits your needs and budget. For customers near Tuba City, AZ, getting a great deal on your dream vehicle is easier than ever.
What financing option would work for your next vehicle purchase?
While great effort is made to ensure the accuracy of the information on this site, errors can occur. Please verify all pricing information with a customer service representative. This is easily done by calling us or visiting us at the dealership.
Customer may not qualify for ALL Rebates shown. Some rebates are stackable and others can and cannot be combined. See Dealer For Complete Details.
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